Known Fare
Known fare transactions are where the transaction amount is known and authorization for the full amount is requested at the time of travel.
API version
Mastercard Gateway supports Known Fare transactions from version 66 and later.
transaction.transit.knownFare.type parameters
The transaction.transit.knownFare.type parameter is required for known fare transactions.
This table describes the transaction.transit.knownFare.type parameters and values.
| WS API Field | Value | Supported operation | Supported version |
|---|---|---|---|
transaction.transit.knownFare.type |
DEBT_RECOVERY_MERCHANT_INITIATED |
Authorization, Capture, Pay | Version 66 and later |
DEBT_RECOVERY_PAYER_INITIATED |
|||
DEBT_RECOVERY_TAP_INITIATED |
|||
FARE_REAL_TIME_AUTHORIZATION |
|||
FARE_DEFERRED_AUTHORIZATION |
Authorization, Capture | Version 68 and later | |
FIRST_RIDE_RISK |
Standalone capture | Version 66 and later | |
transaction.transit.knownFare.transportationMode |
For example,"TRAIN" |
Authorization, Capture, Pay | Version 100 and later |
posTerminal parameters
This table describes the most common posTerminal parameters.
| WS API Field | Value |
|---|---|
| cardPresenceCapability | CARD_PRESENT |
| Attended | UNATTENDED |
| cardholderActivated | NOT_CARDHOLDER_ACTIVATED |
| Location | MERCHANT_TERMINAL_ON_PREMISES |
| Lane | Use a unique Terminal ID for the device.
Do not use a fixed Terminal ID value across the estate. |
| inputCapability | CONTACTLESS_CHIP |
| pinEntry capability | PIN_NOT_SUPPORTED |
| panEntryMode | CONTACTLESS |
| onlineReasonCode | N/A |
Different values maybe required, depending on the specific implementation.
Examples of Known fare transactions
Real time authorization request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "AUD",
"certainty": "ESTIMATED"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": "5555555555554444",
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "01",
"year": "39"
},
"number": "5555555555554444"
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_REAL_TIME_AUTHORIZATION",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Real time authorization response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0429",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-29",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "100108",
"time": "131314",
"transactionIdentifier": "111315"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-29T13:13:14.590Z",
"currency": "AUD",
"id": "AKS_578235770",
"lastUpdatedTime": "2025-04-29T13:13:15.268Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "GBR"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"71": "0102030405060708090A",
"91": "2263BCC1C2D9C4420013"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-29T13:13:15.268Z",
"timeOfRecord": "2025-04-29T13:13:14.659Z",
"transaction": {
"acquirer": {
"batch": 20250430,
"date": "0430",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "111315"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "111315",
"currency": "AUD",
"id": "AKS_115194490",
"receipt": "511913100108",
"source": "CARD_PRESENT",
"stan": "100108",
"terminal": "0001",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FARE_REAL_TIME_AUTHORIZATION"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Deferred authorization request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "AUD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": 5555555555554444,
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_DEFERRED_AUTHORIZATION",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Deferred authorization response
{
"authorizationResponse": {
"commercialCardIndicator": "1",
"date": "0425",
"financialNetworkCode": "MCC",
"financialNetworkDate": "2025-04-25",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "29546",
"time": "053359",
"transactionIdentifier": "000026"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-25T05:33:58.858Z",
"currency": "AUD",
"id": "AKS_858249464",
"lastUpdatedTime": "2025-04-25T05:34:01.201Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-25T05:34:01.201Z",
"timeOfRecord": "2025-04-25T05:33:58.914Z",
"transaction": {
"acquirer": {
"batch": 20250425,
"date": "0425",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "000026"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "383620",
"currency": "AUD",
"id": "AKS_944618321",
"receipt": "511505029546",
"source": "CARD_PRESENT",
"stan": "29546",
"terminal": "0002",
"transit": {
"knownFare": {
"type": "FARE_DEFERRED_AUTHORIZATION",
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Examples of Merchant initiated debt recovery
Authorization fail request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": "11.51",
"currency": "AUD",
"certainty": "ESTIMATED"
},
"sourceOfFunds": {
"provided": {
"card": {
"p2pe": {
"cardBin": "512345",
"encryptionState": "VALID",
"initializationVector": "0000000000000000",
"keySerialNumber": "FFFF0000000004100499",
"payload": "511129233E8F66D81A78745066539B69585533571D36696EB6F24C63A5937C4BDBB272CAF251AAD491CF483C6A2A1096"
},
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
}
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_DEFERRED_AUTHORIZATION",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "SELF_SERVICE_TERMINAL",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Authorization fail response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0429",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-29",
"posData": "1000004002300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "51",
"stan": "100104",
"time": "055318",
"transactionIdentifier": "035318"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 11.51,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-29T05:53:17.463Z",
"currency": "AUD",
"id": "AKS_204610163",
"lastUpdatedTime": "2025-04-29T05:53:19.338Z",
"merchantAmount": 11.51,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "FAILED",
"totalAuthorizedAmount": 0.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "GBR"
},
"attended": "UNATTENDED",
"cardholderActivated": "SELF_SERVICE_TERMINAL",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "51",
"acquirerMessage": "Not sufficient funds",
"gatewayCode": "INSUFFICIENT_FUNDS",
"gatewayRecommendation": "RESUBMIT_WITH_ALTERNATIVE_PAYMENT_DETAILS"
},
"result": "FAILURE",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"71": "0102030405060708090A",
"91": "2263BCC1C2D9C4420013"
},
"encryption": "DUKPT",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "512345xxxxxx0008",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED",
"trackDataProvided": true
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-29T05:53:19.338Z",
"timeOfRecord": "2025-04-29T05:53:17.549Z",
"transaction": {
"acquirer": {
"batch": 20250429,
"date": "0429",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "035318"
},
"amount": 11.51,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "035318",
"currency": "AUD",
"id": "AKS_228033909",
"receipt": "511905100104",
"source": "CARD_PRESENT",
"stan": "100104",
"terminal": "0001",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FARE_DEFERRED_AUTHORIZATION"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Authorization request
{
"apiOperation": "AUTHORIZE",
"order": {
"currency": "USD",
"amount": "27",
"certainty": "ESTIMATED"
},
"referenceOrderId": "AKS_204610163",
"transaction": {
"source": "MERCHANT",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_MERCHANT_INITIATED",
"transportationMode": "TRAIN"
}
},
"resubmission": true
},
"sourceOfFunds": {
"type": "CARD"
}
}
Authorization response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0429",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-29",
"posData": "2031104000600",
"posEntryMode": "012",
"processingCode": "003000",
"responseCode": "00",
"stan": "101144",
"time": "055405",
"transactionIdentifier": "035405"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 27.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-29T05:54:05.178Z",
"currency": "USD",
"id": "AKS_590473253",
"lastUpdatedTime": "2025-04-29T05:54:06.315Z",
"merchantAmount": 27.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 27.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"referenceOrderId": "AKS_204610163",
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "512345xxxxxx0008",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-29T05:54:06.315Z",
"timeOfRecord": "2025-04-29T05:54:05.304Z",
"transaction": {
"acquirer": {
"batch": 20250429,
"date": "0429",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "035405"
},
"amount": 27.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "035405",
"currency": "USD",
"id": "AKS_228033909",
"receipt": "511905101144",
"resubmission": true,
"source": "MERCHANT",
"stan": "101144",
"terminal": "0002",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_MERCHANT_INITIATED"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Capture request
{
"apiOperation": "CAPTURE",
"transaction": {
"amount": "20",
"currency": "USD"
}
}
Capture response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0429",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-29",
"posData": "2031104000600",
"posEntryMode": "012",
"processingCode": "003000",
"responseCode": "00",
"stan": "101144",
"time": "055405",
"transactionIdentifier": "035405"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 27.00,
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-29T05:54:05.178Z",
"currency": "USD",
"id": "AKS_590473253",
"lastUpdatedTime": "2025-04-29T05:54:58.189Z",
"merchantAmount": 27.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "PARTIALLY_CAPTURED",
"totalAuthorizedAmount": 27.00,
"totalCapturedAmount": 20.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "512345xxxxxx0008",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-29T05:54:58.189Z",
"timeOfRecord": "2025-04-29T05:54:57.168Z",
"transaction": {
"acquirer": {
"batch": 20250429,
"date": "0429",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-29",
"timeZone": "+1000",
"transactionId": "035405"
},
"amount": 20.00,
"authorizationCode": "035405",
"currency": "USD",
"id": "AKS_606324650",
"receipt": "511905101144",
"source": "MERCHANT",
"stan": "102184",
"terminal": "0001",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_MERCHANT_INITIATED"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Examples of Payer initiated debt recovery
Mail Order Telephone Order (MOTO) request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "AUD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": 5555555555554444,
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_PAYER_INITIATED",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
MOTO response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0423",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-23",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "210893",
"time": "114752",
"transactionIdentifier": "094752"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-23T11:47:52.130Z",
"currency": "AUD",
"id": "AKS_729763411",
"lastUpdatedTime": "2025-04-23T11:47:52.929Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"71": "0102030405060708090A",
"91": "2263BCC1C2D9C4420013"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-23T11:47:52.929Z",
"timeOfRecord": "2025-04-23T11:47:52.213Z",
"transaction": {
"acquirer": {
"batch": 20250424,
"date": "0424",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "094752"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "094752",
"currency": "AUD",
"id": "AKS_910791484",
"receipt": "511311210893",
"source": "CARD_PRESENT",
"stan": "210893",
"terminal": "0002",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_PAYER_INITIATED"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Capture request
{
"apiOperation": "CAPTURE",
"transaction": {
"amount": "100",
"currency": "AUD"
}
}
Capture response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0423",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-23",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "210893",
"time": "114752",
"transactionIdentifier": "094752"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-23T11:47:52.130Z",
"currency": "AUD",
"id": "AKS_729763411",
"lastUpdatedTime": "2025-04-23T11:53:39.673Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "CAPTURED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 100.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-23T11:53:39.673Z",
"timeOfRecord": "2025-04-23T11:53:39.176Z",
"transaction": {
"acquirer": {
"batch": 20250424,
"date": "0424",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-24",
"timeZone": "+1000",
"transactionId": "094752"
},
"amount": 100.00,
"authorizationCode": "094752",
"currency": "AUD",
"id": "AKS_994403414",
"receipt": "511311210893",
"source": "CARD_PRESENT",
"stan": "211953",
"terminal": "0001",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_PAYER_INITIATED"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Examples of Tap initiated debt recovery
Authorization request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "AUD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": 5555555555554444,
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "01",
"year": "39"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_TAP_INITIATED",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Authorization response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0423",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-23",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "182763",
"time": "110405",
"transactionIdentifier": "090406"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-23T11:04:05.146Z",
"currency": "AUD",
"id": "AKS_405031273",
"lastUpdatedTime": "2025-04-23T11:04:07.379Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"71": "0102030405060708090A",
"91": "2263BCC1C2D9C4420013"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-23T11:04:07.379Z",
"timeOfRecord": "2025-04-23T11:04:05.239Z",
"transaction": {
"acquirer": {
"batch": 20250424,
"date": "0424",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "090406"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "090406",
"currency": "AUD",
"id": "AKS_80136581",
"receipt": "511311182763",
"source": "CARD_PRESENT",
"stan": "182763",
"terminal": "0001",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_TAP_INITIATED"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Capture request
{
"apiOperation": "CAPTURE",
"transaction": {
"amount": "100",
"currency": "AUD"
}
}
Capture response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0423",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-23",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "182763",
"time": "110405",
"transactionIdentifier": "090406"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-23T11:04:05.146Z",
"currency": "AUD",
"id": "AKS_405031273",
"lastUpdatedTime": "2025-04-23T11:10:24.721Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "CAPTURED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 100.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-23T11:10:24.721Z",
"timeOfRecord": "2025-04-23T11:10:24.176Z",
"transaction": {
"acquirer": {
"batch": 20250424,
"date": "0424",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-24",
"timeZone": "+1000",
"transactionId": "090406"
},
"amount": 100.00,
"authorizationCode": "090406",
"currency": "AUD",
"id": "AKS_437241296",
"receipt": "511311182763",
"source": "CARD_PRESENT",
"stan": "183783",
"terminal": "0001",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_TAP_INITIATED"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Examples of First Ride Risk
Authorization request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 12.51,
"currency": "AUD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": 5555555555554444,
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "01",
"year": "39"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_DEFERRED_AUTHORIZATION",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Authorization response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0429",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-29",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "51",
"stan": "100106",
"time": "103605",
"transactionIdentifier": "083605"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 12.51,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-29T10:36:04.448Z",
"currency": "AUD",
"id": "AKS_39769452",
"lastUpdatedTime": "2025-04-29T10:36:05.293Z",
"merchantAmount": 12.51,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "FAILED",
"totalAuthorizedAmount": 0.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "51",
"acquirerMessage": "Not sufficient funds",
"gatewayCode": "INSUFFICIENT_FUNDS",
"gatewayRecommendation": "RESUBMIT_WITH_ALTERNATIVE_PAYMENT_DETAILS"
},
"result": "FAILURE",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"71": "0102030405060708090A",
"91": "2263BCC1C2D9C4420013"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-29T10:36:05.293Z",
"timeOfRecord": "2025-04-29T10:36:04.585Z",
"transaction": {
"acquirer": {
"batch": 20250430,
"date": "0430",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "083605"
},
"amount": 12.51,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "083605",
"currency": "AUD",
"id": "AKS_890314972",
"receipt": "511910100106",
"source": "CARD_PRESENT",
"stan": "100106",
"terminal": "0002",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FARE_DEFERRED_AUTHORIZATION"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Standalone capture request
{
"apiOperation": "CAPTURE",
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": 5555555555554444,
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"amount": 7,
"currency": "USD",
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FIRST_RIDE_RISK",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Standalone capture response
{
"authorizationResponse": {
"date": "1021",
"processingCode": "003000",
"responseCode": "00",
"stan": "101146"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 7.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-29T10:36:16.023Z",
"currency": "USD",
"id": "AKS_221029935",
"lastUpdatedTime": "2025-04-29T10:36:16.695Z",
"merchantAmount": 7.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "CAPTURED",
"totalAuthorizedAmount": 7.00,
"totalCapturedAmount": 7.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-29T10:36:16.695Z",
"timeOfRecord": "2025-04-29T10:36:16.149Z",
"transaction": {
"acquirer": {
"batch": 20250430,
"date": "0430",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-30",
"timeZone": "+1000"
},
"amount": 7.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "USD",
"id": "AKS_225357069",
"receipt": "511910101146",
"source": "CARD_PRESENT",
"stan": "101146",
"terminal": "0002",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FIRST_RIDE_RISK"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Pay request
{
"apiOperation": "PAY",
"order": {
"amount": 100,
"currency": "AUD"
},
"sourceOfFunds": {
"provided": {
"card": {
"expiry": {
"month": "12",
"year": "39"
},
"number": "5555555555554444",
"sequenceNumber": "099"
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_REAL_TIME_AUTHORIZATION"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "123456765"
}
}
Pay response
{
"authorizationResponse": {
"commercialCard": "123",
"commercialCardIndicator": "1",
"date": "0610",
"financialNetworkCode": "MCC",
"posData": "1000000000300",
"posEntryMode": "912",
"processingCode": "003000",
"responseCode": "00",
"stan": "106213",
"time": "102709",
"transactionIdentifier": "026006127",
"transactionIntegrityClass": "A1"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-06-10T10:27:08.647Z",
"currency": "AUD",
"id": "{{orderId}}",
"lastUpdatedTime": "2025-06-10T10:27:09.083Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "CAPTURED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 100.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "123456765"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "12",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"sequenceNumber": "099",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-06-10T10:27:09.083Z",
"timeOfRecord": "2025-06-10T10:27:08.784Z",
"transaction": {
"acquirer": {
"batch": 20250610,
"date": "0610",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-06-10",
"timeZone": "+1000",
"transactionId": "026006127"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "112233",
"currency": "AUD",
"id": "{{transaction_id}}",
"receipt": "516110106213",
"source": "CARD_PRESENT",
"stan": "106213",
"terminal": "0002",
"type": "PAYMENT"
},
"version": "100"
}